How we collect, use, and protect your information across the Kriha Pay app and website.
We collect account details such as your name, email, and phone number, along with transaction data from any financial accounts you choose to link. We also collect basic device and usage data to keep the app secure and working smoothly.
We never collect more than we need to run the features you use, and linking an account is always your choice.
Your data powers the core features of Kriha Pay: categorizing transactions, tracking budgets, sending spending alerts, and generating your monthly overview. We also use aggregated, anonymized data to improve our machine-learning models.
We do not sell your personal or financial data. We share information only with the banking partners needed to process transactions, and with service providers who help us operate the app under strict confidentiality agreements.
All data is encrypted in transit and at rest. Access to sensitive information is limited to authorized personnel, and we run regular security reviews to keep your financial data protected.
You can access, correct, export, or delete your data at any time from within the app's settings. You may also unlink any connected account whenever you choose, with no effect on the rest of your Kriha Pay data.
If you have any questions about this Privacy Policy or how your data is handled, reach out to our support team through the Contact Us page and we'll be glad to help.